\

Welcome To

Harbor Mortgage Company

Your Light In The Fog

About Us

Harbor Mortgage Company

Your Light In The Fog

It never pays to rush a decision that involves what could be a 30-year commitment. Obtaining a mortgage, whether it is your first mortgage or the last you expect to acquire, should be approached with the goal of completely understanding what mortgage loans are all about. At Harbor Mortgage Company, we are your guide to making your dream of homeownership in the Savannah, Georgia area a reality.

Services We Offer

We take the time to explain the various mortgage types, including a conventional mortgage, refinance mortgage, FHA loans, VA loans, piggyback loans, fixed-rate loans, adjustable-rate mortgages, renovation loans, first-time buyer mortgages, and loans. We learn about your objectives, so we can match you with the right mortgage for your situation. You can rest assured that all your questions will be answered, so you can confidently move forward with your home purchase.

Services We Offer

Mortgage Loans

Turn to us to better understand the world of mortgage loans.

Loans

We offer a level of expertise that is rare even in the mortgage lending industry.

Mortgage Rates

We can help you find the best mortgage rates and terms for your situation.

Harbor Mortgage Company

Why Choose Us?

Let us shed some light on the mortgage process so you can proceed with confidence.

Our mortgage specialists understand that the mortgage you receive doesn’t just make today’s dreams come true. Your mortgage is something that will affect your future for many years to come. Not getting the best mortgage rate or terms can have far-reaching consequences, so we work diligently to help you make the best choices for today and your future.
Why Choose Us?

- Jake E.

“David was great. Friendly, experienced, and attentive. He explained all the options and helped us understand the process without being condescending. This was our second experience buying a house and was by far our best. I feel like a pro now.”

★★★★★

- Geoffrey P.

“They’ve been nothing but wonderful to work with. We got our preapproval within a few hours, and David has answered any and all questions that we’ve had. I’d recommend them to anyone looking to get a VA loan done.

★★★★★

Latest News

Do You Want a Conventional Mortgage? What Lenders Look For

Do You Want a Conventional Mortgage? What Lenders Look For

by | May 15, 2025 | Blog | 0 Comments

A conventional mortgage is one of the most popular home loan options, offering competitive interest rates and flexible terms. However, many people mistakenly believe...

What Are the Hidden Costs of Loan Refinancing?

What Are the Hidden Costs of Loan Refinancing?

by | Apr 15, 2025 | Blog | 0 Comments

Loan refinancing is a powerful financial tool that can help you lower your interest rate, reduce your monthly payments, or even access your home’s equity. While there...

Demystifying Mortgage Lending Associated Costs

Demystifying Mortgage Lending Associated Costs

by | Mar 14, 2025 | Blog | 0 Comments

It's easy to get overwhelmed when you're trying to successfully navigate the mortgage lending process, but our team at Harbor Mortgage Company is here to help. One of...

Six Key Steps to Securing Your First Mortgage

Six Key Steps to Securing Your First Mortgage

by | Feb 13, 2025 | Blog | 0 Comments

The home-buying process is daunting, especially when it comes to securing a mortgage for your first home. Understanding each step in the process, however, can help you...

Debunking Common Myths About Reverse Mortgages

Debunking Common Myths About Reverse Mortgages

by | Jan 15, 2025 | Blog | 0 Comments

Reverse mortgages have gained a lot of popularity in recent years, but they're an often misunderstood financial tool. Our team at Harbor Mortgage Company wants to help...

Determining Factors in the Limits for FHA Loans

Determining Factors in the Limits for FHA Loans

by | Dec 16, 2024 | Blog | 0 Comments

If you're considering applying for an FHA loan, one of the critical factors you'll need to understand is the loan limit. The limits on FHA loans dictate how much you...

The Impact of Your Credit Score on a Conventional Mortgage: What You Need to Know

The Impact of Your Credit Score on a Conventional Mortgage: What You Need to Know

by | Nov 15, 2024 | Blog | 0 Comments

Your credit score plays a crucial role in your ability to secure a conventional mortgage. Your lender will use the score to gauge your creditworthiness and decide on...

Tips for Every First-Time Home Buyer

Tips for Every First-Time Home Buyer

by | Oct 15, 2024 | Blog | 0 Comments

Buying your first home is a major undertaking, and while it’s exciting, it should also be approached with caution. Fortunately, our team at Harbor Mortgage Company...

How Do Reverse Mortgages Work?

How Do Reverse Mortgages Work?

by | Sep 16, 2024 | Blog | 0 Comments

Our team at Harbor Mortgage Company has extensive experience in the home lending industry, and we receive questions about all kinds of mortgages. One type of mortgage...

Harbor Mortgage Company

Contact Us

When you work with our team of mortgage lending professionals, you will have the support you need through the entire process. Whether you need extra guidance as a first-time home buyer or because of credit concerns, or you have done this once or twice, you can rest assured that you’ll get the personalized service you need to make informed decisions about the mortgage you ultimately obtain.

STATE OF TEXAS: CONSUMER COMPLAINT AND RECOVERY FUND NOTICE