We’ll help you decide if it is time to consider refinance mortgage loans and then find the right option for your situation.
It can be more complicated to refinance mortgage loans than you might think. You could go with whatever your lender is offering, of course, but the better course of action is to reach out to us at Harbor Mortgage Company to guide you through the process of ensuring that is the right solution for your situation. We know how important your mortgage terms are to your future financial success, so we’ll take the time to help you decide if it is a good idea to refinance your mortgage, and if so, which way to go to get the best result.
It isn’t enough to just look at interest rates. We must also look at the terms of your current mortgage to ensure there aren’t cost-prohibitive reasons why you shouldn’t refinance the mortgage, as well as terms of any mortgage you’d obtain to replace it. We’ll go over any new loan products on the market that might better suit your needs, as well. Furthermore, we’ll consider what your other objectives might be, such as to pull funds out due to the higher value of your Savannah, Georgia home or how much you’ve paid off thus far, so you can use them to upgrade your home or fund other projects that you might have in mind.
Another time to refinance mortgage loans is when you are not happy with your lender. When you first obtained your mortgage, they may have been the only option, but now that you’ve established or improved your creditworthiness, you may have many more choices. If you would like to schedule a face-to-face meeting to learn more about how to refinance mortgage loans, reach out to us today.
At Harbor Mortgage Company, we offer refinance mortgage services to those in Savannah, Bloomingdale, Fort Stewart, Garden City, Georgetown, Hinesville, Pooler, Port Wentworth, and Richmond Hill, Georgia, as well as Bedford, Carrollton, Colleyville, Coppell, Flower Mound, Grapevine, and South Lake, Texas.