We’ll take the time to explain what a conventional mortgage is and if it is a good option for your situation.
A common misconception is that the term “conventional mortgage” means that the terms and conditions are the same across the board no matter which lender is involved. The reality is that even with a conventional mortgage, there are many factors that can vary. At Harbor Mortgage Company, our goal is to make sure you achieve your dream of home ownership without any unpleasant surprises. We will guide you through the entire process, including getting to know your goals so we can match you with the best possible type of mortgage for your needs, whether that is a conventional mortgage or something else.
We’ll go over everything you need to know about mortgages, including mortgage rates (fixed and variable), balloon payments, prepayment penalties, and the repayment period. By taking the time to fully explain what a conventional mortgage is, we’ll put you in the best position to choose the right loan for your needs.
With our expertise, we can also help you learn about what type of mortgage you can qualify for. All hope is not lost if you do not meet the guidelines for a conventional mortgage. We can shift gears and look to other avenues, such as VA loans and FHA loans. There are many first-time home buyer programs out there, and we’re happy to do all we can to help match you with one that fits your situation.
The first step is to learn about what a conventional mortgage is and if it would be a good option for you. Schedule a face-to-face consultation so we can discuss how we can guide you on your path to buying your first home, a vacation home, or an investment property in Savannah, Georgia.
At Harbor Mortgage Company, we offer conventional mortgage loans to those in Savannah, Bloomingdale, Fort Stewart, Garden City, Georgetown, Hinesville, Pooler, Port Wentworth, and Richmond Hill, Georgia, as well as Bedford, Carrollton, Colleyville, Coppell, Flower Mound, Grapevine, and South Lake, Texas.