We offer more support than what a typical mortgage professional does.
It is rare to be in a position to purchase a home in the Savannah, Georgia area without needing to obtain a mortgage for at least part of the purchase price. In fact, it can make sense to obtain a mortgage even if you have the funds to buy the home outright. With mortgage rates being quite low, you could be earning a higher return on your portfolio than what you would pay on a mortgage. It might also be a better use of your available funds to pay off high-interest credit cards instead.
At Harbor Mortgage Company, we aren’t just a team of mortgage professionals. Our owner has a degree in corporate finance and investment management and spent nearly a decade assisting clients with property investing before opening our company in 2001. This education and experience enable us to help you with understanding if obtaining a mortgage is the best course of action for your situation. If you decide to proceed, we’ll guide you through the process of obtaining the right mortgage for your situation so that you can stay on track with achieving your financial goals.
We are thorough in our explanation of a mortgage, including information about the mortgage rate and terms, so you have no unpleasant surprises down the road. We work diligently to match you with the right type of mortgage. You will have a full understanding of conventional loans, VA loans, FHA loans, and other types. We also go over different scenarios, such as the difference between a fixed rate and variable rate mortgage and choosing a 15-year, 20-year, or 30-year repayment term. Reach out today to schedule a consultation to learn more about obtaining a mortgage that fits your needs.