Let us help you move forward with confidence on your first mortgage and any in the future.
If you are seeking your very first mortgage, you will undoubtedly have tons of questions. The good news is that our team at Harbor Mortgage Company is happy to guide you through the process. We can help you avoid unpleasant surprises by explaining everything you need to know about mortgage loans. One of the things we’ll go over with you is the many factors that go into deciding if a particular type of mortgage is the best option as your first mortgage. We’ll go beyond looking just at mortgage rates because the prepayment penalties, repayment period, and the rate being fixed or variable can really affect whether the mortgage is suitable for your situation.
As you begin your search for a suitable property in the Richmond Hill, Georgia area, it is helpful to know what price range is going to work based on your income, down payment, creditworthiness, and other underwriting criteria for a first mortgage. As experienced mortgage loan estimators, we can get you in the ballpark of what to expect. We can also use a face-to-face consultation to address your questions and demystify the application process. You will be able to move forward with confidence even though this is your first mortgage.
If you would like to learn more about the types of mortgage loans we can assist you with and our process of helping you select the right one as your first mortgage, reach out to us today to schedule an appointment for a consultation.
At Harbor Mortgage Company, we offer first mortgage loans to those in Savannah, Bloomingdale, Fort Stewart, Garden City, Georgetown, Hinesville, Pooler, Port Wentworth, and Richmond Hill, Georgia, as well as Bedford, Carrollton, Colleyville, Coppell, Flower Mound, Grapevine, and South Lake, Texas.