Mortgage Rates, Savannah, GA

HomeMortgage Rates, Savannah, GA

Let us guide you through what factors affect mortgage rates.

When most people are considering purchasing a home, one of the things they focus on is what mortgage rates are like at that time. At Harbor Mortgage Company, we want you to know that, while mortgage rates are an important factor, the terms of the mortgage can be even more critical to understand. We look at the process from all perspectives, so you do not get a surprise down the road that you didn’t anticipate.

Mortgage Rates in Savannah, Georgia

Clearly, mortgage rates affect your payment. That is why so many people end up refinancing when the current rate is significantly lower than when they first obtained their mortgage. Right now, we are looking at historically low mortgage rates, so it is a good time to purchase a home or refinance an existing mortgage. Another situation where you might want to refinance is if you have a higher interest rate due to a low credit score when you obtained the mortgage but have significantly improved it since then and could qualify for a lower rate now.

Whether you are in need of guidance to obtain a mortgage for the purchase of your primary home, vacation home, or investment property, or you would like to investigate a refinance mortgage to lower your monthly payment, don’t hesitate to reach out to us. We are happy to walk you through what factors affect mortgage rates and what you might be able to do to qualify for a lower rate. We’ll also ensure you understand the other terms that can be even more important than the mortgage rate. Contact us today to schedule a consultation at our Savannah, Georgia office.