Get the best mortgage rate on your loan.
If you take out a mortgage, you’re going to pay interest on it. And if you’re like most people, you want to pay as little interest on that loan as possible. Before starting an application for a new mortgage, know that mortgage rates are always moving up or down and that there are several things you can do to get the best possible rate on your loan.
First, decide if you want to take out a fixed-rate mortgage or one with an adjustable rate. A mortgage with a fixed rate will lock in your interest rate, and it won’t change over the life of your loan. If you take out an adjustable-rate mortgage, the rate on your loan can change over time. Your loan will usually have an introductory period for several years where your interest rate holds, and then it may change periodically.
If you need a mortgage, come and talk to us at Harbor Mortgage Company. We can help you decide between a fixed-rate or adjustable-rate mortgage and explain to you what factors impact mortgage rates and what kind of rate you can get on your loan. We can also help you determine if you want to take out points on your loan and comparison shop between different lenders.
We’re here to make becoming a homeowner in the Grapevine, Texas area, whether for the first time or the fifth time, a beneficial, efficient, and easy process. For more information about mortgage rates and what factors affect them, get in touch with us today.
At Harbor Mortgage Company, we offer great mortgage rates to those in Savannah, Bloomingdale, Fort Stewart, Garden City, Georgetown, Hinesville, Pooler, Port Wentworth, and Richmond Hill, Georgia, as well as Bedford, Carrollton, Colleyville, Coppell, Flower Mound, Grapevine, and South Lake, Texas.