Turn to us when you need to get a new mortgage.
A mortgage is likely one of the largest loans you will ever take out in your lifetime. Because of this, you want to feel confident in the terms and to get the best possible interest rate on the loan. If you are ready to get a mortgage for a new home purchase, the lender you work with can make all the difference in understanding your options, getting the right loan for your needs, and making the application process simple and effective.
Get a mortgage through us at Harbor Mortgage Company and benefit from our experience, expertise with mortgage lending, and commitment to providing our clients with great service. We work with clients from throughout the Grapevine, Texas area, and we are known for our simplified lending process, accessibility, and professionalism.
Documentation You Need to Get a Mortgage
To get a mortgage, you will need to submit a comprehensive application that provides information about who you are, your employment history, your income, your credit rating, your assets, your liabilities, etc. Depending on the type of loan you are applying for and your individual application, we may need copies of your tax returns for the past few years, copies of a few recent pay stubs, copies of bank statements, and information about your past residences.
We will also do an inquiry into your credit during the application process. Your credit score heavily impacts the kind of interest rate you will receive on your new mortgage because it represents your likelihood to make payments on time throughout the life of your loan.
To quickly process your mortgage application, we will work with you every step of the way to help you locate the information and supporting documentation you need. Our goal is to make applying for a new mortgage a stress-free, hassle-free process from start to finish.
A Closer Look at the Lending Process
If you want to get a mortgage, we will follow a specific lending process to help you find the best possible loan for your situation. This what this process typically looks like:
- You let us know what you need to get a mortgage, and we set up a consultation with you. We talk about your new home purchase and what kind of loan you are interested in.
- We pull several loan options for you to consider and provide you with more information about starting the application process.
- After you complete the application, we will compile your information and provide you with a more detailed look at your loan options. We will answer any questions you have as you consider your options and choose a lending option that suits your needs.
- We will process your loan and ensure everything is in order for closing day.
Contact Us Today
We’re hire to shine light on the mortgage lending process, so you can proceed with confidence. For more information about what it takes to get a mortgage and to fill out your initial application for a loan, contact us today.
At Harbor Mortgage Company, we can help home buyers get a mortgage in Savannah, Bloomingdale, Fort Stewart, Garden City, Georgetown, Hinesville, Pooler, Port Wentworth, and Richmond Hill, Georgia, as well as Bedford, Carrollton, Colleyville, Coppell, Flower Mound, Grapevine, and South Lake, Texas.